In a microwave-safe bowl, place the cream cheese. Add some salsa (enough to cover the cream cheese) and cheddar cheese. This dip is definitely to taste, so you may end up adding a little more of this or that.
Microwave for 1 minute. Stir.
Continue microwaving, stirring every 30 seconds, until the cream cheese is fully melted and incorporated.
Get a chip and try some- add more salsa or cheddar cheese, to taste. (If you add more, just microwave it for another 30 seconds).
Serve with your favorite chips.